Philip McCarthy
Whitstable, Kent

Mortgages & Equity Release. ERC logo

Mortgages & Equity Release

For all your purchase, remortgage or transfer of equity requirements:

  • Bridging Finance
  • Buy to Let Mortgages
  • Commercial Buy To Let Mortgages
  • Commercial Mortgages
  • Contractor Mortgages
  • Discounted Rate Mortgages
  • Equity Release Mortgages
  • Ex Pat Mortgages
  • First Time Buyer Mortgages
  • Fixed rate Mortgages
  • Flexible Mortgages
  • Guarantor Mortgages
  • Help to Buy Mortgages
  • Interest only Mortgages
  • Later Life Buy to Let Mortgages
  • Lifetime Mortgages
  • Limited Company Buy to Let Mortgages
  • Non resident Mortgages
  • Offset Mortgages
  • Product Transfers
  • Professional Mortgages
  • Repayment Mortgages
  • Repayment/Interest only Mortgages
  • Residential Mortgages
  • Retirement Interest Only Mortgages
  • Self build Mortgages
  • Shared Ownership Mortgages
  • Tracker rate Mortgages
  • Variable Rate Mortgages

    Feel free to contact me for all your mortgage needs. Perhaps you have an existing mortgage or portfolio of properties with finance. Let's look to see if there is a way of saving you some money.

    If you are interested in an equity release product, please take a look at the ERC website:
    https://www.equityreleasecouncil.com/adviser/philip-mccarthy/

    Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Please note that some mortgages such as commercial BTLs are not regulated by the FCA.

    Equity release may involve a lifetime mortgage or a home reversion plan. To understand the features and risks, ask for a personalised illustration
    Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits

    Philip McCarthy is an adviser with Julian Harris Financial Consultants Harris, which is authorised and regulated by the Financial Conduct Authority No. 153566 Co No. 3927189. Registered office: Julian Harris House, Musgrove, Ashford, Kent. TN23 7UN The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.
    The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK



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